How Does The Filing Of A Bankruptcy Affect My Credit?

Credit reporting institutions can report the fact that an individual has filed a bankruptcy for 10 years from the date the petition is filed with the court. It may take time to rebuild your credit in order to be able to get financing however in many case a person’s credit score often increases after a bankruptcy is filed.  This, plus the fact that a bankruptcy solves your debt problem, may make you more credit worthy after filing a bankruptcy.  Each case is different in this regard so it pays to get legal advice as to how your credit will be affected if you were to file a Chapter 7 or Chapter 13 bankruptcy.

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